Reizner's Way Terms of Use Agreement

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June 18, 2008

Welcome to ReiznersWay.com. This service offers information and the opportunity to purchase the e book or the print book, A Way to Wealth—The Art of Investing in Common Stocks, and any other features, content, or applications offered from time to time by ReiznersWay.com in connection with the ReiznersWay Website {hereinafter collectively referred to as “ReiznersWay services”}. The ReiznersWay services are hosted in the U.S.

This Terms of Use Agreement {hereinafter referred to as the “Agreement”} sets forth the legally binding terms for your use of the ReiznersWay services. By using the ReiznersWay services, you agree to be bound by this Agreement, whether you are a “Visitor” (which means that you simply browse the ReiznersWay Website) or you are a “Customer” (which means that you have purchased the e book or the print book). The term "User" refers to a Visitor or a Customer. You are only authorized to use the ReiznersWay services (regardless of whether your access or use is intended) if you agree to abide by all applicable laws and to this Agreement. Please read this Agreement carefully and save it. If you do not agree with it, you should leave the ReiznersWay Website and discontinue use of the ReiznersWay services immediately. If you wish to purchase the e book, you must read this Agreement and indicate your acceptance during the purchase process.

This Agreement includes ReiznersWay.com’s policy for acceptable use of the ReiznersWay services, and your rights, obligations and restrictions, and ReiznersWay.com's Privacy Policy.

ReiznersWay.com may modify this Agreement from time to time and such modification(s) shall be effective upon posting by ReiznersWay.com on the ReiznersWay Website. You agree to be bound to any changes to this Agreement when you use the ReiznersWay services after any such modification is posted. It is therefore important that you review this Agreement regularly to ensure you are updated as to any changes.

The use of the ReiznersWay services is void where prohibited. By using the ReiznersWay services, you represent and warrant that:

(a) you are 18 years of age or older;

(b) you reside in the United States; and

This Agreement shall remain in full force and effect while you use the ReiznersWay services. Even after your use is discontinued, this Agreement will remain in effect.

The ReiznersWay services are for your personal use only and may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved in a writing beforehand by ReiznersWay.com. Unauthorized framing or mirroring of or linking to the ReiznersWay website is prohibited. Appropriate legal action will be taken for any illegal or unauthorized use of the ReiznersWay services.

It is illegal and prohibited to use the ReiznersWay services in a manner inconsistent with any and all applicable laws and regulations.

Use of the ReiznersWay services is also governed by ReiznersWay.com’s Privacy Policy, which is incorporated into this Agreement by this reference.

If you decide to purchase the e book or the print book, you acknowledge that you have read and agree to the following:

LIMIT OF LIABILITY AND DISCLAIMER OF WARRANTY: THIS WORK CONTAINS THE OPINIONS AND IDEAS OF ITS AUTHOR AND IS DESIGNED TO PROVIDE USEFUL INFORMATION TO THE READER ON THE SUBJECT MATTER COVERED. THE AUTHOR MAY OR MAY NOT HAVE CURRENT POSITIONS IN THE INVESTMENTS MENTIONED IN THIS WORK, AND THE AUTHOR MAY FROM TIME TO TIME MAKE INVESTMENTS IN A MANNER THAT IS NOT DESCRIBED HERE. PAST PERFORMANCE IS NO GUARANTEE OR PREDICTION OF FUTURE RESULTS AND ANY INVESTMENTS MADE BASED ON THE OPINIONS AND IDEAS CONTAINED IN THIS WORK MAY OR MAY NOT BE SUCCESSFUL. THE PUBLISHER AND THE AUTHOR MAKE NO REPRESENTATIONS, GUARANTEES, PREDICTIONS OR WARRANTIES WITH RESPECT TO THE ACCURACY OR COMPLETENESS OF THE CONTENTS OF THIS WORK AND SPECIFICALLY DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE. NO WARRANTY MAY BE CREATED OR EXTENDED BY SALES OR PROMOTIONAL MATERIALS. THE ADVICE AND STRATEGIES CONTAINED HEREIN MAY NOT BE SUITABLE FOR EVERY SITUATION. THIS WORK IS SOLD WITH THE UNDERSTANDING THAT NEITHER THE PUBLISHER NOR THE AUTHOR IS ENGAGED IN RENDERING LEGAL, ACCOUNTING, INVESTMENT ADVISORY OR OTHER PROFESSIONAL SERVICES. IF PROFESSIONAL ASSISTANCE IS REQUIRED, THE SERVICES OF A COMPETENT PROFESSIONAL SHOULD BE SOUGHT. NEITHER THE PUBLISHER NOR THE AUTHOR SHALL BE LIABLE FOR DAMAGES, LOSSES OR RISK THAT MAY BE CLAIMED OR INCURRED AS A CONSEQUENCE, DIRECTLY OR INDIRECTLY, OF THE USE AND/OR APPLICATION OF THE CONTENTS OF THIS WORK. THE FACT THAT AN ORGANIZATION OR WEBSITE IS REFERRED TO IN THIS WORK AS A CITATION AND/OR A POTENTIAL SOURCE OF FURTHER INFORMATION DOES NOT MEAN THAT THE AUTHOR OR THE PUBLISHER ENDORSES THE INFORMATION THE ORGANIZATION OR WEBSITE MAY PROVIDE OR RECOMMENDATIONS IT MAY MAKE. FURTHER, READERS SHOULD BE AWARE THAT INTERNET WEBSITES LISTED IN THIS WORK MAY HAVE CHANGED OR DISAPPEARED BETWEEN WHEN THIS WORK WAS WRITTEN AND WHEN IT IS READ.

ReiznersWay.com assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any user’s communication.

ReiznersWay.com is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email or downloads due to technical problems or traffic congestion on the Internet or on any of the ReiznersWay services or combination thereof, including any injury or damage to users or to any person's computer related to or resulting from use of {including but not limited to downloading} the ReiznersWay services. Under no circumstances shall ReiznersWay.com be responsible for any loss or damage, including personal injury or death, resulting from use of the ReiznersWay services, and are provided “AS-IS” and as available and ReiznersWay.com expressly disclaims any warranty of fitness for a particular purpose or use. ReiznersWay.com cannot guarantee and does not promise any specific results from use of the ReiznersWay services.

ReiznersWay.com believes that the best person to handle your finances is you. By using ReiznersWay services, you agree that you bear responsibility for your own investment research and investment decisions. You further agree that ReiznersWay.com will not be liable for any investment decision made or action taken by you or others based upon reliance on information, the e book or the print book, or the articles, or any other material published by ReiznersWay.com.

IN NO EVENT SHALL REIZNERSWAY.COM BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES ARISING FROM YOUR USE OF THE REIZNERSWAY SERVICES, EVEN IF REIZNERSWAY.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, REIZNERSWAY.COM'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO REIZNERSWAY.COM FOR THE USE OF THE REIZNERSWAY SERVICES.

If there is any dispute about or involving the ReiznersWay services, you agree that the dispute shall be governed by the laws of the State of California, USA, without regard to conflict of law provisions and you agree to exclusive personal jurisdiction and venue in the state and federal courts of the United States located in the State of California, City and County of San Francisco. Either ReiznersWay.com or you may demand that any dispute between ReiznersWay.com and you about or involving the ReiznersWay services must be settled by arbitration utilizing the dispute resolution procedures of the American Arbitration Association (AAA) in San Francisco, California, USA, provided that the foregoing shall not prevent ReiznersWay.com from seeking injunctive relief in a court of competent jurisdiction.

You agree to indemnify and hold ReiznersWay.com, its respective owner{s}, agents, partners, contractors and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the ReiznersWay services in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above.

This Agreement is accepted upon your use of the ReiznersWay Website or any of the ReiznersWay services and is further affirmed by you becoming a Customer. This Agreement constitutes the entire agreement between you and ReiznersWay.com regarding the use of the ReiznersWay services. The failure of ReiznersWay.com to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. ReiznersWay.com is the doing business as name of John R. Reizner and is registered in the City and County of San Francisco, in the State of California, United States as the fictitious business name of John R. Reizner. This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.

The content on the ReiznersWay’s website is protected by U.S. and international copyright laws and is the property of ReiznersWay.com and/or the providers of the content under license. “Content” means any information, mode of expression, or other materials and services found on ReiznersWay.com including but not limited to software, writings, graphics, the e book, the print book, the articles, and any and all other features found on the site. You can find more information on Copyright Law and the Internet at: http://www.templetons.com/brad/copymyths.html. If you purchase the e book, you may make one paper copy of the book for your personal, non-commercial use, provided that the book material copied remains intact and includes the following notice: “Copyright © 2007 John R. Reizner.” Any other copying, distribution, storing, or transmission of any kind, or any sort of commercial use of the content on the ReiznersWay’s website is prohibited without prior written consent including but not limited to republishing, uploading, posting, transmitting or distributing content from the website to online bulletin boards, message boards, newsgroups, chat rooms. You may not modify the content in any manner without prior written consent.

I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.